Minimum opening deposit of $1,000 is required.Early Termination Fee: $10, if closed within the first 6 months of opening the accountĪlbany Bank and Trust Company Savings Account Requirements:.Avoid Monthly Fee: $2.50, is average daily balance is less than $500.Direct Deposit Requirement: None listed.Soft/Hard Pull: Soft Pull or Hard Pull? Let us know.Account Type: Promotional Personal Statement Savings Account.Albany Bank and Trust Company Savings Fine Print:Īlbany Bank and Trust Company Account Summary:.Albany Bank and Trust Company Savings Account Requirements:.Albany Bank and Trust Company Account Summary:.Best Bank Promotions With No Direct Deposit.